SunTrust Georgia Overdraft Fee Settlement

Fees & Overcharges settlement · $240,000,000 fund· United States

Defendant
SunTrust Bank
Total fund
$240,000,000
Claim deadline
September 14, 2026
Proof required
No proof needed
Country
United States
Official site
suntrustoverdraftclassaction.com
Time left to file
42 days
Claims due September 14, 2026. Most deadlines are 11:59 p.m. on the stated date; check the official site for the controlling time zone.

File a claim at the official settlement website

Links to suntrustoverdraftclassaction.com, the official settlement website. JoinCase is not the administrator, never handles claims, and never collects your personal information.

What this settlement is about

Bickerstaff v. SunTrust Bank argued for more than a decade that the bank's overdraft charges on small debit and ATM transactions functioned as illegally high interest under Georgia usury law. The parties ultimately settled for $240 million, one of the largest overdraft recoveries on record, and the court granted final approval in May 2026. Eligibility is drawn from bank records, so claimants generally do not need their own paperwork. Claim forms are due by September 14, 2026.

Who is eligible

Georgia citizens (continuously from July 12, 2010 through October 6, 2017) whose SunTrust account was still open on June 1, 2010 and who, between July 12, 2006 and April 15, 2014, paid an unrefunded overdraft fee on an ATM or debit card transaction of $500 or less.

File honestly. No proof is required to submit this claim, but the form is signed under penalty of perjury. Only file if you actually meet the eligibility rules above. Administrators audit and reject fraudulent claims, and mass bogus filings shrink payouts for real class members. More in our guide tono-proof settlements.

Estimated payout

A share of the fund proportional to the qualifying overdraft fees each member paid; individual amounts vary.

No payment amount is ever guaranteed. Pro rata payouts shrink as more valid claims come in, and every payment waits on final court approval and any appeals.

Proof requirements

No documentation is required. You submit the claim form and attest to your eligibility; the administrator validates claims against available records.

Key dates

Claim deadlineSeptember 14, 2026
Exclusion (opt-out) deadlineApril 20, 2026
Final approval hearingMay 26, 2026

Frequently asked questions

Who qualifies for the $240 million SunTrust overdraft settlement?

Georgia citizens (continuously from July 12, 2010 through October 6, 2017) whose SunTrust account was still open on June 1, 2010 and who paid an unrefunded overdraft fee on an ATM or debit card transaction of $500 or less between July 12, 2006 and April 15, 2014. Eligibility is drawn from bank records.

How much will the SunTrust settlement pay?

Payments are proportional to the qualifying overdraft fees each class member paid, so amounts vary from person to person. The $240 million fund is one of the largest overdraft-fee recoveries on record, but no specific per-person figure is guaranteed.

Do I need bank statements to file a SunTrust claim?

Generally no. Because eligibility and fee history come from SunTrust’s own records, claimants usually do not need to supply their own paperwork. You do need to submit a claim form by September 14, 2026.

Has the SunTrust settlement been approved?

Yes. The court granted final approval on May 26, 2026 after more than a decade of litigation over whether overdraft charges on small debit and ATM transactions violated Georgia usury law. The remaining step for class members is filing a claim by the September 14, 2026 deadline.

Sources

Last verified August 3, 2026 against the official settlement administrator site.JoinCase is an information service, not a law firm, and is not affiliated with this settlement, its administrator, the court, or any party. Deadlines can change; the official administrator site controls. Nothing here is legal advice, and no payment is guaranteed.