State Farm Arkansas Total Loss Settlement

This Arkansas class action alleged that State Farm shortchanged drivers whose cars were totaled by relying on Audatex appraisals that shaved value off through a so-called typical negotiation adjustment. State Farm agreed to a roughly $15.6 million settlement covering claims paid between late 2016 and late 2021. Claimants recover about 68% of the adjustment taken from their valuation, which works out to an estimated $489 on average, and filing requires basic policy or claim identifiers rather than heavy documentation. Claims must be submitted by August 19, 2026.

Arkansas policyholders who made a first-party total loss claim between November 29, 2016 and October 18, 2021 and whose payout was calculated from an Audatex valuation report that applied a typical negotiation adjustment.

Reported by court notices and third-party sources, not yet confirmed on the official administrator site: About 68% of the negotiation adjustment applied to the claim; the average payment is estimated near $489.

No payment amount is ever guaranteed. Pro rata payouts shrink as more valid claims come in, and every payment waits on final court approval and any appeals.

Partial proof: the base payment does not require documents, but higher payment tiers (such as documented-loss reimbursement) do. You can usually file the simple tier with just the claim form, or attach records to claim more.